Posts von Barbara Swarthow

  • Ways To Repair Damaged Hardwood Flooring

    Barbara Swarthow - Tue 16 May 2017 -

     

    damaged hardwood flooring

    Hardwood floors have a beautiful elegance and character that many flooring options will never have. But when they become damaged, which they easily do, repairing them can become costly. Especially when water damage is present, replacing the entire floor may be the only option; and that can be very expensive.

    Painting hardwood floors can be an option for fixing heavily scuffed, scrapped or chipped flooring. It is a great way for saving money when repair budgets are slim.

    White

    When hardwood floors have become naturally distressed from heavy foot traffic (kids), it may be easily repairable, but heavy traffic will continue. Instead of fighting the natural process of distressing, embrace it by painting your flooring white.  Be sure to vacuum your hardwood floors extremely well before priming or painting.  This will ensure you have a nice, smooth finish.

    A white floor will distress naturally and create an antique look that can easily fit into a number of design themes. White hardwood floor paint is also the cheapest paint because it is pigment free.

    Rugs

    Why buy rugs when you can paint them on! Never worry about pushing that crinkled up rug back into place once the dog runs across it, it’s painted on for good! Many different style rug designs from square to round to rectangle can be painted in a number of ways. Painting rugs in strategic spots that have serious damage to the hardwood flooring can help cover up blemishes easily. This works especially well for water damage.

    Stripes

    This hardwood floor painting technique is a great way to add dimension and space to a confined room. With subtle patterns, a small room can seem bigger. Stripes also cover up splits and cracks that form along the length of damaged hardwood flooring planks.

    Checkerboard

    Alternating colors and borders with a checkerboard pattern can easily breathe life back into an old hardwood floor. Damaged sections can be disguised with a well placed checkerboard pattern.

    Borders

    If minimal damage is located near the walls, such as damage from water or furniture, a border can be painted around the outer edge to conceal the damage. This way you’ll still save the beauty of your hardwood floor, and still add character while disguising blemishes.

    Stair Risers

    Hardwood flooring many times leads to hardwood stairs. And many times those stairs are heavily trafficked. Risers are easily painted multiple colors to add a dramatic and random appearance for staircase risers. Treads can also be painted, however care should be taken as creating a rough surface to prevent slips.


  • Laser Acne Treatment Guide

    Barbara Swarthow - Thu 06 April 2017 -

    Your guide to the posibilities of Laser Acne Treatment                   

    Are you tired of your unsightly acne? If so, then you will understand the benefits that laser treatments can offer. Acne is not new skin condition, but using lasers to treat it is a modern and extremely effective solution. For any acne treatment to work, it must target the cause of your spots. This skin condition is a result of excess sebum (oil) production, p. acnis bacteria in the skin, and inflammation. Laser treatments can stop your acne in its tracks, usually by stopping excess production of oil, although there are also several other laser types depending on your specific requirements.


    The types lasers used to treat acne vary in the wavelengths of light used, as different lasers are more effective at treating different types of acne, and use different strategies to do so. The majority work by destroying the sebaceous glands that makes your skin oily. This is effective if your pimples are caused by oil clogging your pores and hair follicles. Blue light therapy is used to target the p. acnes bacteria. Stronger lasers can also be used to remove a very thin layer of skin, which can reduce the appearance of acne scars.Most people who undergo laser acne treatment opt to have several sessions, each taking just a few minutes. They are done in a dermatologist’s office, and the sessions should be scheduled at least a week apart, to allow your skin time to recover. However, even one treatment often makes a visible difference in the appearance of blemishes. Many patients will also choose to have a combination of laser treatments to target more than one cause of their blemishes.


    During the treatment, a small laser device will be pressed against your skin. This procedure can be used anywhere you are prone to breakouts, including your face, chest, or back. It is effective at getting rid of existing pimples and stopping new breakouts. Some types of lasers can even minimize the appearance of your preexisting acne scars.


    During the procedure you may feel slight discomfort, like you skin is being flicked by a rubber band. However, there are a few minimal side effects that can occur. Afterward treatment your skin may be slightly red and swollen, this is to be expected and should subside very quickly. Within a week, you won’t be able to tell you had the procedure, other than your clearer skin. Compared to the alternatives of prescription acne medication or messy creams, laser treatments may actually be one of the easiest ways to get rid of your acne.


    Laser treatment should not be considered if you only have mild pimples or occasional breakouts. It is usually used for those who have severe acne that will not go away, even after the use of topical creams or other remedies. If you’re considering laser acne treatment, first make sure that you have exhausted all of your other options. Then schedule a consultation with a certified dermatologist, who can evaluate your skin and let you know whether laser treatment is suitable for your situation.If you have severe acne, you’re probably self-conscious about your skin. It can be a pain to deal with spots every day. If your acne blemishes just won’t go away, consider laser acne treatment.


  • Don't Try Forskolin Until You Read This

    Barbara Swarthow - Thu 30 March 2017 -

    No one is ever happy with being fat. Everyone wants to have a nice body shape as this improves your confidence before other people. However, the precess of losing weight can be very challenging and tedious at the same time. Apart from losing weight to become fit, weight gain has more serious health problems than you can even imagine. Weight gain is associated with deadly diseases such as heart attacks, high blood pressure, diabetes and some cancers. It is worth to reduce that fat around your belly. This will save you a lot of problems.  Causes of weight gain

    If there is a easy thing to do on this earth is to gain weight. Some people gain weight without even their notice. All the same, it is worth to take care of your body weight. The major causes of weight gain is bad diet and bad lifestyle. Eating everything like a pig will cost you even your life! Your body needs a small portion of food so the rest will just go to waste or be used to create fats. Also avoid foods that are heavy in fats and also sugary foods. Instead, take more of vegetables, fruits and foods rich in roughage to help in digestion. Also, living a life without doing any exercise is like digging your own grave. Your body is like a machine and needs some exercises all the time.

    You can do some simple exercises such as running, dancing, swimming, jogging, jumping, walking and some press up. Also make sure that you get enough sleep and avoid stress like a plague!Solution to Weight gain.Loosing weight can be the hardest thing ever. Many people have tried to do exercises all in vain. If you have been enslaved by fats and already given up in your weight loss, be happy because good news are at your door step now. Ever heard of pure forskolin reviews? You have heard it now. Forskolin will work miracles on that belly fat which has been giving you headaches for centuries.

    Forskolin (Coleus Forskohlii) is an organic supplement gotten from Ayurvedic plant from mint family member. This plant is native from Asian and for years, it has been linked to having medical value and has been used to treat respiratory and heart disorders. It can treat bronchial asthma, chest pain and high blood pressure. Forskolin has also been liked by many people as weight loss supplement.

    How Forskolin works

    Forskolin is very effective to burn fat. Forskolin has a material known as Cyclic Andenosine Monophosphate (cAMP). This material is responsible for fatty tissue loss.

    Fat tissues in our body are made up of fatty acids. Forskolin works to remove these fatty acids from your body system. It also activates the metabolic reaction in the body so as to convert fatty acid into energy. Therefore, Forskolin ends up reducing the body fats. cAMp also increases the synthesis of even more fatty acids hence this maintains your weight low.

    For effective end results, just take 125mg of Forskolin every morning and watch your belly fat finish completely.

    Why you should trust Forskolin.

    Forskolin weight loss reviews shows that this product is very effective. Those who have tried this product can confirm to you how it miraculously worked on their weight. This product has been scientifically proven beyond reasonable doubts to burn fats. It is also very secure to use with no side effects. It is made of pure organic ingredients with no chemical substances. This products was recently recommended by Dr. Oz. It very effective in weight loss and it burns fats from the inside. Studies also show that Forskolin is very effective and burns fats very fast.Forskolin weight loss reviews shows that this product is very effective even without exercises. It also preserves the lean muscles and you will experience. It also prevents further formation of the fatty cells.You should however, consult your doctor before taking this product. It is always a good idea to consult your physician prior to taking any medication.Conclusion

    Those who have been taken captives by fats I highly recommend Forskolin to you. Forskolin will set you free from that weight gain with no hassle. What are you still waiting for? Order this product at a cheap price. We are really concerned about you and we want you to get that body shape you have been dreaming of. Make Forskolin part of you and body fats will be a history to you! Do yourself this one favor.


  • Identity Stolen? What's Your Next Move?

    Barbara Swarthow - Thu 30 March 2017 -

    If you're identity has been stolen, here is what you should do...

    Place a Fraud Alert on your credit file.

    Contact any one of the three major credit bureaus - Experian, Equifax, TransUnion - and place a Fraud Alert on your credit file. This can help prevent anyone else from opening new credit in your name. Once you've placed a fraud alert with any of the three major credit bureaus the other two are automatically notified.

    However, there is a downside to this. Should you at any point - during the fraud alert period - decide you want to open up a new credit account, you will have to verify your identity. The credit company will have to contact the credit bureau, the credit bureau will contact you - usually at home, and then you have to give them the ok. You can't get instant credit at the counter anymore,
    but no one else can either.

    Note: Fraud alerts and victim statements expire; you need to renew them periodically. Ask each bureau about its policy.

    Close the Accounts.

    Close the accounts that have been opened or accessed fraudulently. These include new utility services, credit cards, bank accounts, service memberships, car loans, ISPs, loan accounts, etc. Place a stop on all checks so that they don't clear the bank.

    Use the FTC's Identity Theft Victim Affidavit when disputing new unauthorized accounts.

    Note: When opening new accounts it would be a good idea to use a PIN or Password on the account so you can access the information securely.

    File A Police Report.

    File a police report with your local police department or where the identity theft took place. Make sure you get a copy of the report so that you can submit it to your creditors and others as proof of the crime.

    Note: Be prepared to give details when filing the report. Follow through with the investigation.

    File Your Complaint.

    File your complaint with the Federal Trade Commission. Law enforcement agencies use the FTC database of identity theft cases for investigations. Filing a complaint also helps them learn more about identity theft and the problems victims are having so that they can better assist you.

    Stay Organized.

    Once you have completed the 4 steps above, don't just sit back and relax. It's not even close to over. It's time to stay organized and be informed as to how your issue is being handled.

    Call the investigators, call the police station, ask questions, take notes, keep your files in order.

    Guilty Until Proven Innocent

    In the eyes of your creditors, you're guilty. You have to prove that you're innocent, that you are a victim. With any other type of theft you'd be shown empathy and sympathy...Not with Identity Theft!

    Your creditors don't know whether you're telling the truth - that you're an identity theft victim - or just trying to avoid paying them. They want their money - As if you didn't know. :) They will always take the offensive.

    Don't Let It Happen Again

    Keep in mind someone out there has your information. Your social security number, date of birth, driver's license number, maiden name, parents' names, address, phone numbers, etc., etc.

    You're information is out there. Protect yourself from future occurrences. Here is what you can do:

    • Shield yourself by having the experienced experts in the field from a division of the world's leading risk consulting company on your side with the Identity Theft Shield.
    • Visit our Prevention Tips page (https://www.valtho.org/credit-monitoring-services-reviewed/) and learn common techniques to help avoid being an identity theft victim.

  • Types of Email Attacks & Scams To Be Aware Of

    Barbara Swarthow - Thu 30 March 2017 -

    Phishing Scams

    Phishing scams basically try to get you to give up private information that the scammer can then use to his or her own advantage. Usually this includes passwords for various websites, credit card numbers, or (more rarely now) they will come out and solicit social security numbers, bank account information, and the like. Thieves then use this data to steal your money from you.

    One kind of phishing email that you might not notice: An email that appears to be authentic from your bank, credit card or another type of financial business. You are asked to provide updated or new information using a link to their website. Since it appears very official, many people click on the link, travel to the website and log in with their password. Of course, it appears the same as your bank’s website, although it is actually a fraudulent one. This is the reason why it is very difficult to notice these scamming emails. Everything appears as it should. One warning sign you should take note of, is that legitimate financial companies will not request that you update your data like this.

    Tax Refund Email Scam

    The IRS has issued a warning about a tax refund email scam. You get an email allegedly from the IRS saying you are due a tax refund. You are told to click on a link to the “IRS” website. On this page, they request your social security number and other personal information, so you can gain access to your account. The email is a scam and it was created to steal your personal information. The IRS Does Not Use Email. As it says on the website, email is not sent to taxpayers by the IRS. It most certainly doesn’t utilize it to inform you about tax refunds. The IRS will communicate with taxpayers via the mail or by phone. Don’t be duped by this scam!  Read more about tax refund scams at StopIdentityFraud.org

    Other Email Scams

    The email from Nigeria scam — Obviously this is somewhat different, but the main point of the scam is an email is sent from a person who claims they are trying to transport money out of a certain country — commonly Nigeria — but there is trouble with taxes, crooked law officials, or other problems that require a big amount of money or stop this money from being taking out the country completely. At this point, you are asked to help. In exchange for your help, you will be offered a large portion of up to millions of dollars.

    Other Bad Email

    Another type of dangerous emails are email attachments embedded with viruses. Or emails that tempt you into clicking on a link where your computer is infected with a Trojan Horse or some other virus.

    Avoiding Losses

    Good sense is one of the best defenses to guard against Phishing, viruses and various email scams. What would help the most with email phishing is to make a report of any email which doesn’t look correct. If you get an email from someone requesting you to do anything questionable, tell the police.

    Be cautious of clicking links from people or businesses that are unsolicited. Some ways to protect yourself include updating your anti-virus software regularly, enable automatic scanning of incoming emails, and use of “live protection” while connected to the Internet. Obtain a different kind of malware obstructing software if it is not included with your anti-virus software. Windows Defender is beneficial for avoiding adware or other kinds of secret malware from attaching itself to your computer when you are not aware of it.